Free Tool
State Tax-Savings Calculator
Thinking about moving? See how much you’d save — or spend — in state and local taxes by comparing any two states on your income.
$4,724/yr
California Texas on $120,000 income · $47,240 over 10 years
| Tax | CA | TX | Difference |
|---|---|---|---|
| State income tax | $7,187 | $0 | −$7,187 |
| Sales tax (est.) | $3,717 | $3,444 | −$273 |
| Property tax (est.) | $2,556 | $5,292 | +$2,736 |
| Total est. state & local tax | $13,460 | $8,736 | −$4,724 |
- Income tax
- Graduated
- Sales tax (avg.)
- 8.85%
- Property tax (eff.)
- 0.71%
Top marginal rate is 13.3% above $1M (a 1% mental-health surcharge).
- Income tax
- None
- Sales tax (avg.)
- 8.20%
- Property tax (eff.)
- 1.47%
No state income tax, paid for with high property taxes.
Estimates only — not tax advice. Income tax is modeled for a single filer on gross income with a representative standard deduction; your actual liability depends on filing status, deductions, credits, and any local income taxes. Sales tax assumes ~35% of income is spent on taxable goods and property tax assumes a home worth 3× income unless you set your own. Rates reflect 2025 figures from state revenue departments and the Tax Foundation.
Common questions
How much would I save moving from California to Texas?
It depends on your income, but the biggest difference is income tax: California has a graduated income tax topping out at 13.3%, while Texas has none. On a six-figure income that alone is often several thousand dollars a year, partly offset by Texas’s higher property taxes. Enter your real numbers above for a personalized estimate.
Which states have no income tax?
Nine states levy no tax on wage income: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Most make up the revenue elsewhere — Texas and New Hampshire through high property taxes, Tennessee and Nevada through high sales taxes.
Does this calculator include property and sales tax, not just income tax?
Yes. It estimates all three of the big state and local taxes — income, sales, and property — because a state with no income tax can still cost you more overall once property and sales taxes are counted. That total is the number that actually matters when you compare states.
How accurate are the estimates?
They use 2025 published rates and brackets from state revenue departments and the Tax Foundation, modeled for a single filer on gross income. They are designed for quick comparison, not tax filing — your exact bill depends on filing status, deductions, credits, and local income taxes. Always confirm with a tax professional before making a move.